5 Common Mistakes Investors Make When Applying for a Real Estate Loan 🚫🏢

 1️⃣ Not Knowing Their Credit Profile – Lenders review both personal and business credit history, debt levels, and payment patterns.

2️⃣ Incomplete Documentation – Missing tax returns, rent rolls, bank statements, or property financials can slow down or derail approvals.

3️⃣ Applying for the Wrong Type of Real Estate Loan – Fix-and-flip, bridge loans, and long-term rental loans each serve different investment strategies. Choosing the wrong product can delay funding or lead to higher costs.

4️⃣ Overestimating Property Income – Lenders want realistic rent and expense numbers. Inflating income or underestimating expenses raises red flags.

5️⃣ Waiting Until the Last Minute – The best time to line up financing is before you go under contract. Having funding in place strengthens negotiations and avoids missed opportunities.


✅ With the right loan strategy, you can secure funding faster and scale your investment portfolio with confidence.


      Amir Keshmiri Ebadi | Investment Loan Advisor

   (210)388-5098



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